If you want a bit, or a lot of extra money, for holidays, new T.V or just a little extra money each week, considering exactly where our money goes is worth the time taken. There are many areas of life which can be a little easier on the pocket if we get into the habit of doing simple changes, it is often difficult in our hectic lives to change or even take time to reflect, try just one of these each week until they become habit, it should be a little easier.
1. Save energy in the home, this is not only good for your pocket it is also good for the environment, so you can feel good about it on two levels. Just being more observant around the home helps, do you really need that light on? Are appliances left on stand by? Turn off any unused electrical devices a item on standby can us three quarters as much as an appliance that is turned on. Only fill the kettle with as much water as you will use. Turn the thermostat down a couple of degrees, you will not notice the difference and it will save you pounds over a year. Investing in energy saving light bulbs will save money on energy and replacement light bulbs as they last longer. Draw curtains at night fall, this will keep your home much warmer and save on heating. Set your heating timer to turn of half a hour before you go to bed, there is a cooling down period so it will still be warm when you go to bed. Ensure your attic is adequately insulated, as well as doors and windows.
2. Shop around, check out the prices in a few different stores and on the internet before buying. The price differences are vast from one store to another, discount stores and catalogue surplus stores often have identical items at a fraction of the cost. Also consider different brands, often less well known brands are just as good as the better known ones.
3. Look out for sales, if you stock up on basics for your home and wardrobe in the sales you can acquire the items for half price, or less. Once you have the basics you can accessorise to change your look as required new belt scarf or shoes make all the difference.
Sofa looking tired? A new throw or cushions from the sales can instantly update it and keep it cleaner for longer.
One important point is, do not get carried away in the sales, consider if you are really going to use the item, it is not a bargain if it is not used.
4. It is a fact that up to 40% of all the food we purchase is wasted. That means up to 40% of the money we spend on food is wasted. So every $100
Tags: Three Quarters, Timer, Tips On Saving Money
